Hinckley & Rugby for Intermediaries has made its house loans accessible throughout the entire of the market in Scotland.
Brokers throughout Scotland will now be capable to entry the mutual’s full vary of residential house mortgage merchandise, together with its Income Flex, Credit Flex and Core ranges. Buy-to-let merchandise are additionally on supply.
The transfer follows an preliminary launch via PMS Mortgage Club and Sesame Network in August, the place the society first launched its Scottish residential providing on a restricted distribution foundation.
Features and merchandise the mutual gives embrace:
Income Flex loans — helps non-standard or advanced earnings, together with self-employed debtors with one yr’s accounts or utilizing web revenue
Skilled employee visa — no minimal UK residency, no minimal earnings, and no minimal time remaining on the visa required
Joint borrower sole proprietor loans — and lending into retirement
Up to 95% loan-to-value on chosen merchandise
Manual underwriting with no credit score scoring
Hinckley & Rugby for Intermediaries head of mortgage gross sales & distribution Laura Sneddon, says: “Brokers in Scotland have been asking us for extra choices, so it’s nice to now open our full vary to the entire of market.
“We know there are lots of shoppers with advanced or non-standard wants who wrestle to search out the best match, and our strategy is about every case by itself phrases.”
