Zephyr Homeloans has introduced a 16 foundation factors (bps) discount throughout its two-year fastened charge mortgages and a 6bps discount throughout its five-year fastened charge mortgages.
The specialist buy-to-let mortgage supplier, stated that it’s providing the next for properties with an A to C-rated vitality efficiency certificates (EPC):
Between 3.64% and 5.64% on a two-year fastened charge, commonplace BTL mortgage (65%) LTV
Between 4.69% and 5.49% on a five-year, fastened charge, commonplace BTL mortgage (65%) LTV
Zephyr additionally stated it’s providing the next rates for properties with an EPC ranking of D or E:
Between 3.74% and 5.74% on a two-year fastened charge commonplace BTL mortgage (65%) LTV
Between 4.79% and 5.59% on a five-year, fastened charge, commonplace BTL mortgage (65%) LTV
Zephyr stated that the mortgage choices can be found with charges of three%, 5% and 7%.
The firm can be providing 6.19% and 6.29% with 0% product charges on five-year fastened commonplace BTL mortgages at 80% LTV for properties with an A to C-rated EPC and a D or E-rated EPC ranking, respectively.
Zephyr managing director Paul Fryers commented: “Our new rates present landlords with the selection and flexibility to allow them to seek out the deal that most closely fits their budgets.”
Zephyr has additionally decreased stress charge calculations on its two-year fastened charge merchandise.