Hinckley & Rugby for Intermediaries has made its residence loans out there throughout the entire of the market in Scotland.
Brokers throughout Scotland will now be capable of entry the mutual’s full vary of residential residence mortgage merchandise, together with its Income Flex, Credit Flex and Core ranges. Buy-to-let merchandise are additionally on provide.
Features and merchandise the mutual provides embrace:
Income Flex loans — helps non-standard or complicated earnings, together with self-employed debtors with one 12 months’s accounts or utilizing internet revenue
Skilled employee visa — no minimal UK residency, no minimal earnings, and no minimal time remaining on the visa required
Joint borrower sole proprietor loans — and lending into retirement
Up to 95% loan-to-value on chosen merchandise
Manual underwriting with no credit score scoring
Hinckley & Rugby for Intermediaries head of mortgage gross sales & distribution Laura Sneddon, says: “Brokers in Scotland have been asking us for extra choices, so it’s nice to now open our full vary to the entire of market.
“We know there are a lot of shoppers with complicated or non-standard wants who wrestle to search out the precise match, and our strategy is about taking a look at every case by itself phrases.”