Atom has launched a lot of near-prime merchandise with charges from 5.09%.
The deals include a £1,500 association charge and can be found at as much as 90% loan-to-value.
The vary contains each buy and remortgage deals.
Two-year fixes begin from 5.09%, whereas three and five-year deals are from 5.24%.
Borrowers who take out Atom’s near-prime deals will probably be supplied a major price at maturity if they’ve sufficiently improved their credit score place.
The lender says 70% of debtors on near-prime deals that matured over the previous 12 months went on to qualify for a major price.
Atom head of mortgages Richard Harrison says: “This new vary of merchandise are positive to be welcomed by brokers and their near-prime purchasers.
“The larger association charge opens up decrease rate of interest choices for patrons, notably these borrowing larger mortgage quantities.
“Atom is decided to offer higher option to those that could have skilled a brief credit score blip previously however wish to elevate finance for both a property buy or remortgage.”
Atom trimmed near-prime charges twice in June.
