Brilliant Solutions has added Afin Bank to its mortgage membership and packaging panel.
Afin Bank’s merchandise are designed to assist debtors who would possibly in any other case wrestle to get a mortgage, akin to international nationals dwelling and dealing within the UK.
The lender provides residential and buy-to-let mortgages for debtors in England and Wales, with a deal with these from diaspora communities who face limitations because of their visa standing or lack of UK credit score historical past.
Afin Bank additionally designs its merchandise to help self-employed debtors with advanced revenue streams together with those that have to borrow based mostly on forecast earnings and professionals who wish to borrow at larger loan-to-income multiples.
Afin Bank middleman gross sales director James Briggs says: “Having labored with the staff at Brilliant Solutions since 2013, this was a straightforward selection for us.
“Their enthusiasm and entrepreneurial spirit shines by in all the things they do.
“In my expertise, the Brilliant Solutions directly-authorised advisers are wonderful drawback solvers, all the time decided to search out the best answer for purchasers.
“Having each the packager and membership routes beneath one roof permits Afin Bank to unfold its message far and large, serving to to enhance monetary inclusion amongst the underserved.
“It additionally means we are able to attain and help much more brokers and their purchasers.”
Brilliant Solutions managing director Michael Craig says: “We’re thrilled to welcome Afin Bank to our lender panel.
“Its deal with visa purchasers and versatile, handbook underwriting is precisely what lots of our DA companies and community companions have been asking for.
“In a market that’s crying out for lenders keen to say ‘sure’ extra typically – notably on non-standard circumstances – Afin delivers a proposition that stands out.
“Its capability to take a commonsense method, backed by skilled underwriters reasonably than automated decline techniques, offers advisers extra confidence to position advanced circumstances.
“With extra purchasers than ever coming from various backgrounds and non-traditional circumstances, Afin Bank provides a much-needed answer that helps brokers help extra clients and develop their enterprise on the identical time.”
