Brilliant Solutions has added Afin Bank to its mortgage membership and packaging panel.
Afin Bank’s merchandise are designed to assist debtors who would possibly in any other case battle to get a mortgage, equivalent to overseas nationals residing and dealing within the UK.
The lender presents residential and buy-to-let mortgages for debtors in England and Wales, with a deal with these from diaspora communities who face obstacles due to their visa standing or lack of UK credit score historical past.
Afin Bank additionally designs its merchandise to assist self-employed debtors with advanced earnings streams together with those that want to borrow primarily based on forecast earnings and professionals who need to borrow at increased loan-to-income multiples.
Afin Bank middleman gross sales director James Briggs says: “Having labored with the workforce at Brilliant Solutions since 2013, this was a simple selection for us.
“Their enthusiasm and entrepreneurial spirit shines by means of in every thing they do.
“In my expertise, the Brilliant Solutions directly-authorised advisers are glorious downside solvers, at all times decided to discover the precise answer for purchasers.
“Having each the packager and membership routes beneath one roof permits Afin Bank to unfold its message far and large, serving to to enhance monetary inclusion amongst the underserved.
“It additionally means we are able to attain and assist much more brokers and their purchasers.”
Brilliant Solutions managing director Michael Craig says: “We’re thrilled to welcome Afin Bank to our lender panel.
“Its deal with visa purchasers and versatile, handbook underwriting is precisely what a lot of our DA companies and community companions have been asking for.
“In a market that’s crying out for lenders prepared to say ‘sure’ extra usually – notably on non-standard circumstances – Afin delivers a proposition that stands out.
“Its capability to take a common sense method, backed by skilled underwriters moderately than automated decline methods, offers advisers extra confidence to place advanced circumstances.
“With extra purchasers than ever coming from various backgrounds and non-traditional circumstances, Afin Bank presents a much-needed answer that helps brokers assist extra clients and develop their enterprise on the identical time.”
